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Naked Banking

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An expose into the world of high-street banks – and how we can protect ourselves from them.

Written by two insiders who work for a leading high street bank.

Everyone needs to read this book – the tricks that banks play on us, and what we can do avoid them!

Provides ordinary people with the knowledge and confidence to ask their banks the right questions and to make better financial decisions.

Controversial and daring – this book will get huge exposure in both national and financial media.


Publisher: LID Publishing

ISBN: 978-1-911498-38-4

FORMAT: 198×129 mm

Bookbinding: Paperback

Number of pages: 256 pp


Steve Hogg is Director of Commercial Propositions and Paul Riseborough is Chief Commercial Officer of Metro Bank, a leading challenger bank.





Karolina Morys led the Retail Products team at Metro Bank, and previously worked at Lloyds Banking Group and Deloitte Consulting. She was awarded an MBA with Distinction from London Business School in 2015. Passionate about creating a new model of banking that puts customers first, she now works in Silicon Valley helping banks use technology to innovate their customer propositions.




Paul Riseborough is Chief Commercial Officer at Metro Bank, the first new high street bank in the UK for more than 100 years. He leads the bank’s product, digital, change and communications teams. He was educated at Nottingham, Oxford and Warwick universities and is a trustee of Making The Leap, a social mobility charity.


This is a brilliant evaluation of what went wrong with the retail banks, and what must be done now to make them right.

Justin Urquhart Stewart, Co-Founder, Seven Investment Management

Banks need to change. This book tells us why.

Will King, Founder, King of Shaves

They say money makes the world go round, until you speak with your bank… then it stops. This book gives a great insight into the inner workings of retail banking and how greed, incompetence and a lack of customer focus has created the shambles it is today. Bravo to the authors for calling it out.

Paul Cash, Founder & CEO, Rooster Punk

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